Life does not go according to plan, and cannot be scripted. The unexpected will always create surprises.  Unfortunately, less than 50% of...

If cash is KING , what does good credit really mean ? To answer this question, it means approximately one-quarter of a million dollars....

When can I retire? This has literally become that million dollar question that many will ask themselves at one time or another. Like any...

For many, saving is the most challenging aspect of money management. Like Christmas, you can save money all year and have your savings...

Christmas has become so commercialized. Many consumers of the mega retail holiday use resources they do not have, to buy goods and...

Many do not realize the factors that impact their money flow reaches far beyond a lack of money or money mismanagement. There is a...

Life is filled with swift transition.  While many things remain the same, there are equal or more things that constantly change.  With...

Philanthropy is the desire to promote the welfare of others and alleviate social problems, typically expressed with generous donations of...

There are certain brands that come to mind when you think of excellence in customer service. To the contrary, there are certain brands...

While bankruptcy can give you a fresh financial start in some regards, it negatively impacts your credit score and your future credit...

The Tax Cuts and Jobs Act of 2017 amended the Internal Revenue Code of 1986, also referenced as the U.S. tax code. This major tax...

There are many reasons that cause Americans to overspend.  A common problem for most, approximately 6 out of 10 individuals lives from...

The unemployment rate in November 2020 averaged 6.7%. Sparred by various economic factors, unemployment can be daunting and creates...

Cash leakage is cash that cannot be accounted for and is often the result of an individual who is financially irresponsible and...

While it is always best to save the money and resources necessary to fund a large purchase, this rarely happens with most consumers. ...

Anyone can beat an odd. However, the likelihood of doing so and not doing so depend upon the attributes and circumstances of that...

There have been so many changes of life events that have proven why multiple streams of income is a necessity and not just an option to...

Just as generational wealth exists, so does generational poverty. Generational wealth refers to any kind of assets that are passed down...

Predatory lending relates to unethical practices that are deceptive, fraudulent, and unfair. These unscrupulous lending practices are...

Payday loans are short-term, high interest loans based on an individual's income. The principal portion of the short-term loan is...